多层次医疗保障清分结算平台在重庆上线|cao死你小sao货湿透了
1. 小烧货几天不弄了水
中新网重庆9月6日电 (记者 钟旖)“医保行业可信数据空间赋能多层次医疗保障清分结算平台应用场景发布会”6日在重庆举行。
现场，“多层次医疗保障清分结算平台”应用场景、“医保数据要素赋能信用金融”应用场景上线，将实现基本医保、大病保险、医疗救助、商业健康险等多层次医疗保障一站式结算，提升结算准确性和民众就医便捷性，助力商保产品优化设计。
具体来看，“多层次医疗保障清分结算平台”应用场景打造了商保快赔、商保直赔、产品精算等5大场景，有效促进商业健康保险就医费用线上快速结算、产品研发。截至目前，已有平安产险、泰康人寿、安诚保险等11家保险公司的产品申请商保快赔，最快理算时效可缩短至1天。
“医保数据要素赋能信用金融”应用场景则构建了“医保特征-金融行为-风险评分”闭环。在客户身份核验环节可交叉比对就诊信息，并针对异常购药、频繁大额就医等行为触发实时预警，增强银行风险拦截能力，实现业务安全性与客户满意度的动态平衡，进一步推动金融反诈实效建设。
活动现场，首批“医保数据要素赋能商业健康险应用场景试点合作”签约，重庆市医保局携手浪潮集团、中国联通等技术服务方，与平安产险、泰康人寿、安诚保险等11家主流商业健康保险公司达成试点合作，将共同探索挖掘医保数据作为新的生产要素在商业健康险领域的应用价值和赋能潜力。
在信用金融领域，“医保数据要素赋能信用金融应用场景试点合作”正式签约，重庆市医保局、浪潮工业互联网、兴业银行重庆分行、招商银行重庆分行、重庆农村商业银行将通过打造“医保数据赋能金融场景”示范样板，破解银行资金周转与风控难题，筑牢金融反诈防火墙。(完)
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