河南小微企业“融协机制”累计授信超万亿元|日本老熟妇乱
中新网郑州7月4日电 (王宇)国家金融监督管理总局河南监管局4日消息,自支持小微企业融资协调工作机制(简称“融协机制”)启动以来,河南金融监管局推动小微企业贷款“应贷尽贷”“能贷快贷”。截至6月末,该省“融协机制”累计走访小微经营主体743.29万家,对“推荐清单”小微主体累计授信107.52万户,授信金额1.04万亿元,发放贷款超9464.98亿元。
在挖掘小微企业“首贷户”方面,河南省依托“千企万户大走访”活动开展首贷户“破冰”行动,指导银行机构聚焦民营、外贸、科创、消费、乡村振兴等重点领域,精准摸排发掘无贷户融资需求。截至6月末,该省“融协机制”已累计拓展首贷户(含个体工商户等经营主体)12.53万户,首贷金额684.98亿元。
在提升金融服务满意度方面,河南省加大续贷、信用贷、中长期贷款投放,保持贷款利率总体平稳,降低企业贷款附加费用,推动小微企业综合融资成本稳中有降。截至6月末,该省“融协机制”无还本续贷金额2043.52亿元,占比21.59%;信用贷款金额4672.11亿元,占比49.36%;累放贷款利率3.66%,较"融协机制"运行前下降0.32个百分点。
同时,河南省将有融资需求的小微企业分为绿灯、黄灯和红灯三类。对缺少融资要件但有潜力的“红灯”企业,持续关注并指导帮助企业尽快满足标准;对尚未获得授信的黄灯企业通过强化担保增信、优化授信门槛等方式持续跟踪辅导,推动企业“黄转绿”“绿转投”。
此外,该省还指导各级专班和银行机构因地制宜、因企施策,出台具体落实举措,推动“融协机制”落地见效。(完)
zihuadiding(Violayedoensis),youchengzihuajincai,shiyizhongguangfanfenbuyuzhongguojidongyadiqudeyeshengzhiwu。tayiqidutedemeilihuaduoheyaoyongjiazhiershoudaorenmendexiai。zaitantaozihuadidingdejiazhishi,worenweiqizaishengtaihuanjingherenleishenghuozhongdezhongyaoxingbukehushi。shouxian,zihuadidingzaishengtaixitongzhongbanyanzhezhongyaojiaose。tashiyizhongyouliangdechunjizaohuazhiwu,weizaochundemifengheqitachuanfenkunchongtigonglebaoguideshiyuan。zihuadidingdehuaduobujinsecaixianyan,yinrenzhumu,tongshizaizhiwushengmingzhouqidezaoqiweixuduokunchongtigonglebixudeyingyang,shiqizaishengtailianzhongqidaoweichishengwuduoyangxingdezhongyaozuoyong。ciwai,zihuadidingnengshiyingbutongdeturanghuanjingyuqihoutiaojian,duiturangdebaochiyuxiufuyeyouyidingdejijizuoyong。qici,zihuadidingdeyaoyongjiazhitongyangburongxiaoqu。zhongyirenweizihuadidingjuyouqingrejiedu、xiaoyanzhitongdegongxiao,changyongyuzhiliaoyanhouzhongtong、pifubingdeng。ersuizhexiandaiyixuedefazhan,yuelaiyueduodeyanjiuyekaishiwajuezihuadidingzhongsuohanzhiwuhuaxuechengfendeshengwuhuoxing,weiqizaiyiyaolingyudeyingyongtigonglekexueyiju。zhezhongzhiwubujinnenggoufengfuchuantongzhongyaodechengfenku,yeweixiandaiyixueyanjiutigonglexindefangxiang。zuihou,zihuadidingdeguanshangjiazhiyeshiqizaiyuanyizhongzhanyouyixizhidi。qiyouyadehuazihexuanlidesecai,shiqichengweigongyuan、tingyuanhehuatanzhongchangjiandebuzhiyuansu,weichengshide紫(zi)花(hua)地(di)丁(ding)((()V(V)i(i)o(o)l(l)a(a)y(y)e(e)d(d)o(o)e(e)n(n)s(s)i(i)s(s))()),(,)又(you)称(cheng)紫(zi)花(hua)堇(jin)菜(cai),(,)是(shi)一(yi)种(zhong)广(guang)泛(fan)分(fen)布(bu)于(yu)中(zhong)国(guo)及(ji)东(dong)亚(ya)地(di)区(qu)的(de)野(ye)生(sheng)植(zhi)物(wu)。(。)它(ta)以(yi)其(qi)独(du)特(te)的(de)美(mei)丽(li)花(hua)朵(duo)和(he)药(yao)用(yong)价(jia)值(zhi)而(er)受(shou)到(dao)人(ren)们(men)的(de)喜(xi)爱(ai)。(。)在(zai)探(tan)讨(tao)紫(zi)花(hua)地(di)丁(ding)的(de)价(jia)值(zhi)时(shi),(,)我(wo)认(ren)为(wei)其(qi)在(zai)生(sheng)态(tai)环(huan)境(jing)和(he)人(ren)类(lei)生(sheng)活(huo)中(zhong)的(de)重(zhong)要(yao)性(xing)不(bu)可(ke)忽(hu)视(shi)。(。)首(shou)先(xian),(,)紫(zi)花(hua)地(di)丁(ding)在(zai)生(sheng)态(tai)系(xi)统(tong)中(zhong)扮(ban)演(yan)着(zhe)重(zhong)要(yao)角(jiao)色(se)。(。)它(ta)是(shi)一(yi)种(zhong)优(you)良(liang)的(de)春(chun)季(ji)早(zao)花(hua)植(zhi)物(wu),(,)为(wei)早(zao)春(chun)的(de)蜜(mi)蜂(feng)和(he)其(qi)他(ta)传(chuan)粉(fen)昆(kun)虫(chong)提(ti)供(gong)了(le)宝(bao)贵(gui)的(de)食(shi)源(yuan)。(。)紫(zi)花(hua)地(di)丁(ding)的(de)花(hua)朵(duo)不(bu)仅(jin)色(se)彩(cai)鲜(xian)艳(yan),(,)引(yin)人(ren)注(zhu)目(mu),(,)同(tong)时(shi)在(zai)植(zhi)物(wu)生(sheng)命(ming)周(zhou)期(qi)的(de)早(zao)期(qi)为(wei)许(xu)多(duo)昆(kun)虫(chong)提(ti)供(gong)了(le)必(bi)需(xu)的(de)营(ying)养(yang),(,)使(shi)其(qi)在(zai)生(sheng)态(tai)链(lian)中(zhong)起(qi)到(dao)维(wei)持(chi)生(sheng)物(wu)多(duo)样(yang)性(xing)的(de)重(zhong)要(yao)作(zuo)用(yong)。(。)此(ci)外(wai),(,)紫(zi)花(hua)地(di)丁(ding)能(neng)适(shi)应(ying)不(bu)同(tong)的(de)土(tu)壤(rang)环(huan)境(jing)与(yu)气(qi)候(hou)条(tiao)件(jian),(,)对(dui)土(tu)壤(rang)的(de)保(bao)持(chi)与(yu)修(xiu)复(fu)也(ye)有(you)一(yi)定(ding)的(de)积(ji)极(ji)作(zuo)用(yong)。(。)其(qi)次(ci),(,)紫(zi)花(hua)地(di)丁(ding)的(de)药(yao)用(yong)价(jia)值(zhi)同(tong)样(yang)不(bu)容(rong)小(xiao)觑(qu)。(。)中(zhong)医(yi)认(ren)为(wei)紫(zi)花(hua)地(di)丁(ding)具(ju)有(you)清(qing)热(re)解(jie)毒(du)、(、)消(xiao)炎(yan)止(zhi)痛(tong)的(de)功(gong)效(xiao),(,)常(chang)用(yong)于(yu)治(zhi)疗(liao)咽(yan)喉(hou)肿(zhong)痛(tong)、(、)皮(pi)肤(fu)病(bing)等(deng)。(。)而(er)随(sui)着(zhe)现(xian)代(dai)医(yi)学(xue)的(de)发(fa)展(zhan),(,)越(yue)来(lai)越(yue)多(duo)的(de)研(yan)究(jiu)也(ye)开(kai)始(shi)挖(wa)掘(jue)紫(zi)花(hua)地(di)丁(ding)中(zhong)所(suo)含(han)植(zhi)物(wu)化(hua)学(xue)成(cheng)分(fen)的(de)生(sheng)物(wu)活(huo)性(xing),(,)为(wei)其(qi)在(zai)医(yi)药(yao)领(ling)域(yu)的(de)应(ying)用(yong)提(ti)供(gong)了(le)科(ke)学(xue)依(yi)据(ju)。(。)这(zhe)种(zhong)植(zhi)物(wu)不(bu)仅(jin)能(neng)够(gou)丰(feng)富(fu)传(chuan)统(tong)中(zhong)药(yao)的(de)成(cheng)分(fen)库(ku),(,)也(ye)为(wei)现(xian)代(dai)医(yi)学(xue)研(yan)究(jiu)提(ti)供(gong)了(le)新(xin)的(de)方(fang)向(xiang)。(。)最(zui)后(hou),(,)紫(zi)花(hua)地(di)丁(ding)的(de)观(guan)赏(shang)价(jia)值(zhi)也(ye)使(shi)其(qi)在(zai)园(yuan)艺(yi)中(zhong)占(zhan)有(you)一(yi)席(xi)之(zhi)地(di)。(。)其(qi)优(you)雅(ya)的(de)花(hua)姿(zi)和(he)绚(xuan)丽(li)的(de)色(se)彩(cai),(,)使(shi)其(qi)成(cheng)为(wei)公(gong)园(yuan)、(、)庭(ting)院(yuan)和(he)花(hua)坛(tan)中(zhong)常(chang)见(jian)的(de)布(bu)置(zhi)元(yuan)素(su),(,)为(wei)城(cheng)市(shi)的(de)