长护新时代·共享未来 长期护理保险研究成果与“太保优护2.0”数智方案于进博会成功发布|人妻AV综合天堂一区
1. 人妻AV综合天堂一区人
11月7日,在第八届中国国际进口博览会期间,中国太保旗下中国太保寿险与复旦大学联合举办的“长期护理保险课题研究成果及太保优护2.0数智赋能方案发布会”圆满举行,集中展示了双方在长期护理保险领域的持续探索与创新实践,并隆重发布了相关课题成果及“太保优护2.0”数智赋能方案。这不仅是理论与实践的深度融合,更标志着我国长期护理保险迈向智能化、普惠化发展的新阶段。
中国太保寿险副总经理代传江出席并致辞。复旦大学保险应用创新研究院学术委员会秘书长孙培坚,复旦大学公共卫生学院教授、博士生导师王颖等共同见证长期护理保险创新成果及“太保优护2.0”数智赋能方案的发布。
代传江表示,中国太保寿险推出“太保优护2.0”数智赋能方案,积极践行中国太保“大康养、国际化、人工智能+”三大战略,在延续“太保优化”品牌优势的基础上,进一步拓展品牌内涵,提升服务的标准化与专业化水平,积极探索多层次护理服务体系构建。方案深度融合AI技术,显著提升基金测算与失能评估两大关键环节的效率与准确性,并依托大数据强化质量监控与风险管控,筑牢风险防线,通过数智化赋能长护险服务全流程,为构建中国特色长期护理保险制度贡献商业保险力量。
中国太保与复旦大学持续深化校企合作,推动“智资融合”走深走实。继去年成立普惠保险研究所并发布首份成果后,今年双方再度携手完成课题研究,为促进我国长期护理保险制度高质量发展贡献力量。
王颖教授代表联合课题组发布《国际视野下长期护理保险的制度范式:全球经验与我国启示》研究报告。该研究从筹资机制、经办管理、服务供给和保障水平四个维度,系统分析国际经验,结合中国试点实践,提出兼具国际视野与本土适用性的优化路径,为我国长护险制度从试点探索迈向成熟发展提供决策参考,助力构建覆盖全民、多元参与的多层次保障体系。
renleirutouzhuangliubingdu(HPV)shiyizhongchangjiandebingdu,shuyurutouzhuangliubingduke。HPVyouchaoguo200zhongleixing,qizhongyue40zhongleixingkeyitongguoxingjiechuchuanbo,bingkenengganranshengzhidao、kouqiangjiyanhoudengbuwei。daduoshuHPVganranshiwuzhengzhuangde,qiehuizaiyiduanshijianneizixingxiaotui,danyeyouyixieleixingdeHPVkedaozhiyanzhongdejiankangwenti。HPVzhuyaofenweigaoweixinghediweixing。gaoweixingHPVbaokuo16xing、18xingdeng,zhexieleixingyuduozhongaizhengdefashengmiqiexiangguan,youqishigongjingai。genjushijieweishengzuzhi(WHO)detongji,jihusuoyoudegongjingaibinglijunyugaoweixingHPVganranyouguan。ciwai,gaoweixingHPVhaikenengdaozhigangmenai、houaihetoujingbuaideng。diweixingHPV,liruliuxingheshiyixing,tongchangbuhuiyinfaaizheng,dankenengdaozhishengzhiqiyouhuojianruishiyoudengliangxingbingbian。zhexiebingbiantongchangbiaoxianweipifuhuozhanmodeyichangzengsheng,suiranbuhuiweixieshengming,danhuiyingxianghuanzhedeshenghuozhiliang。youyuHPVdechuanbotujingzhuyaoweixingjiechu,yincixinghuoyuederenqun,youqishinianqingren,shiganranHPVdegaofengxianqunti。weileyufangHPVganran,jiezhongyimiaoshifeichangyouxiaodeshouduan。HPVyimiaokeyiyufangduozhongleixingdegaoweihediweiHPVganran,jiangdilihuangongjingaiheqitaxiangguanaizhengdefengxian。muqian,yiyouduozhongHPVyimiaozaiquanqiutuiguangshiyong,jiezhongduixiangtongchangshi9zhi26suideqingshaonianjinianqingren。chulejiezhongyimiao,dingqijinxinggongjingshaizhayeshiyufang人(ren)类(lei)乳(ru)头(tou)状(zhuang)瘤(liu)病(bing)毒(du)((()H(H)P(P)V(V))())是(shi)一(yi)种(zhong)常(chang)见(jian)的(de)病(bing)毒(du),(,)属(shu)于(yu)乳(ru)头(tou)状(zhuang)瘤(liu)病(bing)毒(du)科(ke)。(。)H(H)P(P)V(V)有(you)超(chao)过(guo)2(2)00种(zhong)类(lei)型(xing),(,)其(qi)中(zhong)约(yue)4(4)0种(zhong)类(lei)型(xing)可(ke)以(yi)通(tong)过(guo)性(xing)接(jie)触(chu)传(chuan)播(bo),(,)并(bing)可(ke)能(neng)感(gan)染(ran)生(sheng)殖(zhi)道(dao)、(、)口(kou)腔(qiang)及(ji)咽(yan)喉(hou)等(deng)部(bu)位(wei)。(。)大(da)多(duo)数(shu)H(H)P(P)V(V)感(gan)染(ran)是(shi)无(wu)症(zheng)状(zhuang)的(de),(,)且(qie)会(hui)在(zai)一(yi)段(duan)时(shi)间(jian)内(nei)自(zi)行(xing)消(xiao)退(tui),(,)但(dan)也(ye)有(you)一(yi)些(xie)类(lei)型(xing)的(de)H(H)P(P)V(V)可(ke)导(dao)致(zhi)严(yan)重(zhong)的(de)健(jian)康(kang)问(wen)题(ti)。(。)H(H)P(P)V(V)主(zhu)要(yao)分(fen)为(wei)高(gao)危(wei)型(xing)和(he)低(di)危(wei)型(xing)。(。)高(gao)危(wei)型(xing)H(H)P(P)V(V)包(bao)括(kuo)1(1)6(6)型(xing)、(、)1(1)8(8)型(xing)等(deng),(,)这(zhe)些(xie)类(lei)型(xing)与(yu)多(duo)种(zhong)癌(ai)症(zheng)的(de)发(fa)生(sheng)密(mi)切(qie)相(xiang)关(guan),(,)尤(you)其(qi)是(shi)宫(gong)颈(jing)癌(ai)。(。)根(gen)据(ju)世(shi)界(jie)卫(wei)生(sheng)组(zu)织(zhi)((()W(W)H(H)O(O))())的(de)统(tong)计(ji),(,)几(ji)乎(hu)所(suo)有(you)的(de)宫(gong)颈(jing)癌(ai)病(bing)例(li)均(jun)与(yu)高(gao)危(wei)型(xing)H(H)P(P)V(V)感(gan)染(ran)有(you)关(guan)。(。)此(ci)外(wai),(,)高(gao)危(wei)型(xing)H(H)P(P)V(V)还(hai)可(ke)能(neng)导(dao)致(zhi)肛(gang)门(men)癌(ai)、(、)喉(hou)癌(ai)和(he)头(tou)颈(jing)部(bu)癌(ai)等(deng)。(。)低(di)危(wei)型(xing)H(H)P(P)V(V),(,)例(li)如(ru)六(liu)型(xing)和(he)十(shi)一(yi)型(xing),(,)通(tong)常(chang)不(bu)会(hui)引(yin)发(fa)癌(ai)症(zheng),(,)但(dan)可(ke)能(neng)导(dao)致(zhi)生(sheng)殖(zhi)器(qi)疣(you)或(huo)尖(jian)锐(rui)湿(shi)疣(you)等(deng)良(liang)性(xing)病(bing)变(bian)。(。)这(zhe)些(xie)病(bing)变(bian)通(tong)常(chang)表(biao)现(xian)为(wei)皮(pi)肤(fu)或(huo)粘(zhan)膜(mo)的(de)异(yi)常(chang)增(zeng)生(sheng),(,)虽(sui)然(ran)不(bu)会(hui)威(wei)胁(xie)生(sheng)命(ming),(,)但(dan)会(hui)影(ying)响(xiang)患(huan)者(zhe)的(de)生(sheng)活(huo)质(zhi)量(liang)。(。)由(you)于(yu)H(H)P(P)V(V)的(de)传(chuan)播(bo)途(tu)径(jing)主(zhu)要(yao)为(wei)性(xing)接(jie)触(chu),(,)因(yin)此(ci)性(xing)活(huo)跃(yue)的(de)人(ren)群(qun),(,)尤(you)其(qi)是(shi)年(nian)轻(qing)人(ren),(,)是(shi)感(gan)染(ran)H(H)P(P)V(V)的(de)高(gao)风(feng)险(xian)群(qun)体(ti)。(。)为(wei)了(le)预(yu)防(fang)H(H)P(P)V(V)感(gan)染(ran),(,)接(jie)种(zhong)疫(yi)苗(miao)是(shi)非(fei)常(chang)有(you)效(xiao)的(de)手(shou)段(duan)。(。)H(H)P(P)V(V)疫(yi)苗(miao)可(ke)以(yi)预(yu)防(fang)多(duo)种(zhong)类(lei)型(xing)的(de)高(gao)危(wei)和(he)低(di)危(wei)H(H)P(P)V(V)感(gan)染(ran),(,)降(jiang)低(di)罹(li)患(huan)宫(gong)颈(jing)癌(ai)和(he)其(qi)他(ta)相(xiang)关(guan)癌(ai)症(zheng)的(de)风(feng)险(xian)。(。)目(mu)前(qian),(,)已(yi)有(you)多(duo)种(zhong)H(H)P(P)V(V)疫(yi)苗(miao)在(zai)全(quan)球(qiu)推(tui)广(guang)使(shi)用(yong),(,)接(jie)种(zhong)对(dui)象(xiang)通(tong)常(chang)是(shi)9(9)至(zhi)2(2)6(6)岁(sui)的(de)青(qing)少(shao)年(nian)及(ji)年(nian)轻(qing)人(ren)。(。)除(chu)了(le)接(jie)种(zhong)疫(yi)苗(miao),(,)定(ding)期(qi)进(jin)行(xing)宫(gong)颈(jing)筛(shai)查(zha)也(ye)是(shi)预(yu)防(fang)